About Stratus Health
The Cooperative Difference
Stratus Health works like health insurance, but instead of paying premiums to large insurance companies that keep all the money, Stratus members make regular monthly contributions to a cooperative fund created to serve the membership.
Stratus Simplicity
Stratus Health members simply request assistance from the fund for health-related expense according to the plan they choose.
Members that don't require assistance from the plan are eligible for a year-end rebate depending on whatever annual excess remains in the cooperative health fund.
Keeping Costs Down
Stratus Health offers lower, more reasonable health plan costs by simplifying the administrative process and by acting as a not-for-profit organization.